![]() You should give some thought as to where your money goes and what you anticipate you’ll need to be covered before really diving into your monthly budget. Or you may be putting off buying any new clothes for a no-spend challenge, so that category won’t apply to you. Remember: each of these general categories look different for every person/family.Ī family of 4 shouldn’t have the same food budget as a family of 2. Saving – travel, home improvements, retirement, college savings. ![]() Recreation – fun money, outings, vacation.Personal – salons, toiletries, grooming.Medical/health – doctor, dentist, prescriptions, vitamins.Clothing – adult/kid clothing, work clothing.Transportation – auto loan, fuel, car insurance, DMV fees, parking fees.Charitable giving – offering, charities.Food – groceries, fast food, coffee shops.Utilities – electricity, gas, internet, phone, cable. ![]()
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